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DISCLAIMER – tradefinance.africa

DISCLAIMER – tradefinance.africa

Article 1 – Purpose of the Website

The website tradefinance.africa (hereinafter the “Website”) is intended solely to provide general information, for indicative purposes only, relating to trade finance in Africa and related financial, banking, commercial and regulatory topics.

The Website is based on publicly available information and does not constitute a financial services platform, a lending platform, or a matching service between businesses, banks, lenders, insurers or investors.

Article 2 – No License, No Financial Services, No Advisory Activity

  1. The Website is not licensed, regulated, approved or authorized by any banking, financial, insurance, investment or supervisory authority in Africa or elsewhere to provide regulated financial services.
  2. Accordingly, the Website:
    • does not offer any credit, loan, trade finance facility, guarantee, insurance product, investment service or payment service;
    • does not act as a bank, lender, broker, intermediary, arranger, advisor, insurer or financial institution;
    • does not collect financing applications, underwriting files or trade finance documentation on behalf of banks or financial institutions;
    • does not negotiate, approve, issue or distribute any trade finance product or banking service.

Article 3 – Informational Nature of the Content

  1. All content published on the Website is provided for general informational purposes only.
  2. The information available on the Website must not be interpreted as:
    • financial, banking, legal, tax, regulatory, compliance or investment advice;
    • a recommendation, solicitation, offer or invitation to enter into any transaction;
    • personalized advice adapted to the specific situation of any user, company, institution or transaction.
  3. Users remain solely responsible for any decision taken on the basis of the information published on the Website and should seek advice from duly qualified professionals where appropriate.

Article 4 – Publicly Available Information

  1. The Website may summarize, interpret or comment on information obtained from publicly available sources, including institutional publications, official reports, public databases, market studies, press releases, company disclosures and other open sources.
  2. Although reasonable care may be taken in selecting such sources, the Website does not guarantee the accuracy, completeness, reliability, relevance or ongoing availability of any external information.
  3. References to third-party entities, institutions, products, markets or jurisdictions are provided solely for informational and editorial purposes.

Article 5 – No Client Relationship and No Direct Contact for Financial Services

  1. The Website does not establish any client, advisory, fiduciary, brokerage, banking or professional relationship with its users.
  2. The Website does not actively contact visitors to offer financing, trade finance facilities, loans, guarantees, investments or any other financial product.
  3. The Website does not respond to individual requests seeking financing, credit approval, bank introductions, lender matching or personalized structuring advice.
  4. Any message, email, phone call, social media message or other communication allegedly sent in the name of tradefinance.africa offering finance, credit, guarantees or banking products should be treated as fraudulent, unless officially verified by the Website operator.

Article 6 – Limitation of Liability

  1. The information published on the Website is provided in good faith and for general informational use only.
  2. The Website operator makes no representation or warranty, express or implied, regarding:
    • the accuracy, completeness or timeliness of the content;
    • the suitability of the content for any specific transaction, business, jurisdiction or user need;
    • the uninterrupted availability of the Website or the absence of technical errors.
  3. Accordingly, the Website operator shall not be liable for:
    • any decision, action or omission taken by a user on the basis of the Website content;
    • any direct, indirect, incidental, consequential or immaterial loss arising from access to, use of, or inability to use the Website;
    • the content, accuracy or availability of third-party websites or external resources referenced on the Website.

Article 7 – Acceptance

By accessing and using tradefinance.africa, the user acknowledges having read, understood and fully accepted this disclaimer.